A car accident can be an extremely confusing event. After an accident, it is vital to speak with a personal injury attorney.
My firm provides support after a car accident. Serving clients in Wilmington and throughout North Carolina, including New Hanover County, Pender County, Brunswick County, and Onslow County.
What Is the Personal Injury Claims Process in North Carolina?
NC is an at-fault state. The party responsible for an accident must cover expenses and damages. Fault is based on negligence.
When filing a personal injury claim:
- File the claim as soon as possible. Don’t jump at the first offer (always lowball).
- Insurers investigate the accident to determine fault.
- Documenting the accident is crucial: medical history, ER reports, hospital bills, police reports, footage, witness testimony, scene photos.
- Enlist services of a professional personal injury attorney.
Getting the Car Repaired
- Insurers conduct investigation to determine fault.
- Insurance company assesses damages via adjuster.
- Insurers pay body shops directly.
In some instances insurers may pay claimants directly, but if repairs exceed payout, additional costs are out of pocket.
Seeking Medical Treatment
- Crucial even without apparent symptoms.
- Documenting medical treatment proves injury extent.
- Insurance companies use delays to allege injuries aren’t significant.
Second medical opinion can corroborate diagnosis.
Recovering Expenses
- Personal injury attorney negotiates with insurers; can file lawsuit if needed.
- In no-fault states, individual policies cover damages. NC is at-fault.
Talking to a trusted personal injury attorney is the first step, especially if you’re weighing whether to handle your claim alone.
Getting the Right Legal Counsel You Deserve
Contact my firm today for clear legal direction.
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