Being a part of any accident — particularly a motorcycle accident — is scary, and it can be difficult to do once the initial shock has subsided.
Here are some important steps to take and immediate things to consider if you find yourself in this position after a motorcycle accident:
Do you have insurance?
Everyone that owns a vehicle in North Carolina must have a minimum amount of insurance coverage — and motorcycles are no exception. Whether you have insurance and the type of coverage you have will be important to your case. (Learn more about motorcycle insurance in North Carolina here.)
Were you hurt?
If you have an injury, get to the hospital, doctor, or urgent care immediately! Don’t just try to push through the pain – sometimes injuries get worse or can’t heal on their own, and even a minor accident has the potential to cause serious whiplash or even a brain injury. Be sure to tell the doctor what happened to you, and make any recommended follow-up appointments or tests. (Learn more about accident injuries and what to do with your medical information here.)
Take pictures of the scene
A picture is worth a thousand words. Get pictures at the scene of the damage to your vehicle and the vehicle who hit you (as well as any other vehicles that were involved). You can also take pictures of the scene where the accident happened, as well as any injuries that occurred to you or your passengers. These will be helpful later. If you’ve got photo evidence, no one on the other side can claim that “it wasn’t that bad.”
Collect contact information
Gather the names and contact information of any witnesses to the crash, as well as the information of the other driver(s). You should collect the other driver(s)’s insurance information, as well. Once the police arrive on the scene, get the officer(s)’s name and badge numbers, too. You want to be have all of that information on hand for your attorney.
Do not let insurance adjuster talk to or record you
You’re going to get a call from the other driver’s insurance company — maybe even before you hire a lawyer. They might try to make you feel like you have to talk to them, but you do not. Their goal is to trick you into indicating your damages or injuries aren’t as bad as they truly are. It’s especially important not to talk to them or give a recorded statement while on medication or in the hospital.
You’ll need compelling evidence
Because insurance companies are for-profit companies, they look for any reason they can find to dispute motorcycle claims and make unreasonably low settlement offers. Some things you should have on hand to present as evidence to help with your case include:
- Medical records that document your injuries, treatment, and functional limitations
- Estimates of your need for future medical treatment
- Witness statements
- Accident reports, crash investigation data, and accident reconstructions
- Lost income calculations
- Engineering assessments of defective car and motorcycle parts
- Documentation of how your quality of life changed after the crash
Contact Attorney Robert Armstrong today
If you or someone you love has been in a motorcycle accident, the process of dealing with insurance companies and potentially a court case can feel very overwhelming. Contact Attorney Robert Armstrong to help you with your case.