A serious car accident instantly changes the lives of all those involved. Whether you were the driver, a passenger, a pedestrian or automobile owner, you deserve the advice of an attorney who not only knows the system, but also will guide you through the process from initial consultation to verdict.
People often don’t realize that after being involved in an accident that causes a personal injury, they will definitely need an injury lawyer. Remember that having a lawyer by your side doesn’t mean you are filing a lawsuit. This only means that you are protecting your rights, which you should always do, especially if the insurance company refuses to pay for all of your damages. Never sign anything before talking to a car accident professional so you can get the fair compensation you deserve, not a quick settlement the insurance company thinks you are owed.
Types of Car Accidents
Dangerous Road Condition Accidents
Underinsured Motorist Claims
Spinal Cord Injury Claims
Distracted Driving Accidents
Head-On Collisions
Brain Injury Claims
Hit and Run Accidents
Rear End Collisions
Uninsured Motorist Accidents
Whiplash Injuries
DEALING WITH INSURANCE COMPANIES AFTER A CAR WRECK
Insurance companies look out for their interests, not yours. That’s why it’s important to have an experienced attorney on your side who knows how to deal with insurance companies, what questions to ask, what tricks they use, and ways to stay ahead of the curve.
The insurance company will evaluate your claim by reviewing:
Recorded statements by the police, drivers, and any witnesses
Hospital records
Photographs taken of the accident scene and injuries sustained
It is the insurance company’s responsibility to try to limit the recovery of the damages caused by the accident and will seek to obtain the lowest settlement possible, despite cause for a larger settlement. Accordingly, insurance companies have established very specific and elaborate procedures on handling auto accident claims, especially in the early stages of the claim.
The insurance company is usually able to accomplish all of these items within the first week after the auto collision and many of them within the first 24 to 48 hours after the auto accident.
Although the approach or tactics of insurance companies vary, many insurance companies try to reach a quick settlement with an injured person. Their purpose is to avoid responsibility for future medical expenses, lost wages and other damages that are likely to develop. This is a trap which an injured person needs to avoid. When a person is injured in an auto accident, it very often takes months to completely assess the person’s injuries. At that point, the person may need surgery or other extensive treatment. The injuries may leave the person permanently disabled even after corrective surgery. Therefore, the true value of a claim can only be assessed after a firm prognosis has been established by a physician.
