An accident in North Carolina can be traumatizing. You can’t prepare for the moment when an accident might cause injuries to you or your loved ones.
The good news is that there are ways that can help you move forward more easily. A personal injury life care plan can help in healing, recovering, and even cover the expenses that come along with it.
Wilmington personal injury attorney Robert Armstrong helps clients with personal injury life care plans to ensure they’re able to move forward towards a better future after their accident. Read on to learn more about how these plans work.
What is a Personal Injury Life Care Plan?
A life care plan is a detailed report of a person’s financial needs and expenses following a personal injury accident. This report will take the person’s entire circumstances into account, including:
- Medical costs (both physical health and mental health)
- Nursing care (if needed)
- Daily living costs
- And other expenses and needs
The ensuing report is a detailed account of all the things an accident victim will need to move on with their life, given their injuries and life expectancy. Thus, a life care plan is a way to plan for an accident victim’s future expenses. It’s important to note that life care plans have three components:
- Objective facts
- Opinions about the best course of action
- Conclusions based on the facts and opinions
These facts, opinions, and conclusions will be based on medical records, personal interviews, examinations, and more.
North Carolina Personal Injury Life Care Plan
There are two essential things to note about personal injury life care plans in North Carolina.
- There is a statute of limitations for personal injury cases in North Carolina. This statute gives an injured person three years from the injury date to go to civil court and file a lawsuit.
- North Carolina is an at-fault state for car accidents. Fault means that if a person is deemed responsible for the accident, they must pay damages to another driver, passenger, or property owner if they need repairs or medical treatment. This also entails that if there is proof that you were also at-fault, it can affect your personal injury life care plan in terms of the amount of money you may receive.
Qualifications for a Personal Injury Life Care Plan
Countless injuries can qualify for a personal injury life care plan. The big thing to note is that these are more severe injuries than a minor bruise. The types of injuries that qualify for life care plans have lasting effects on your health. With these types of injuries, you may need:
- Mobility aid
- Alterations to your house or vehicle to align with your needs
- At-home care
- Physical therapy
Medical experts, attorneys, nurses, occupational therapists, physical therapists, life care planners, financial planners, and a host of other professionals can help best determine your post-accident future, care, and qualifying needs.
To implement an effective life care plan for you or your loved ones, some questions to consider:
- What is the victim’s overall condition
- What treatment and services will the patient need
- The overall cost
How an Attorney can help you with your plan
Before taking the plunge in filing for a personal injury life care plan, you should contact an attorney that will fight for you—one understands all the jargon that an insurance company, hospital, etc. will use that you might not understand.
An experienced North Carolina personal injury attorney can also help prepare any documents you might need to give to your insurance company.