If you’re injured by another driver who is at fault, you have rights to seek compensation in the State of North Carolina. State laws stipulate that injured persons have the right to sue for medical costs, lost wages, and pain and suffering. There is a statute of limitations in North Carolina, however, and if you need to petition the courts for compensation, you need to do so within three years of the date of your car accident.
Bear in mind that filing a personal injury lawsuit is not the same thing as filing a claim with an insurance company. You should ensure that all insurance claims are filed immediately after a car accident.
Some North Carolinians mistakenly believe that they can file a personal injury suit at any time. Even if you are still receiving medical care long after your accident, if it’s been more than three years since your wreck, you will not be able to pursue a personal injury lawsuit. The duration of medical treatment and/or negotiations with insurance companies have no effect on the statute of limitations.
Knowing your rights is important. Insurance companies will do whatever they can to protect their bottom lines, which often leaves victims of car accidents with inadequate compensation. If you find that coming to an equitable settlement with an insurance company is taking too long, we encourage you to consult with a personal injury attorney.
An attorney can help put pressure on insurers to act fairly and quickly.
It’s not unheard of for insurance companies to wait years to settle, sometimes just a couple days before the statute of limitations runs out. Hiring a personal injury attorney can help you protect your best interests and get you the compensation you deserve to move on with your life.
Your Rights to Compensation in Civil Court
All injured parties who aren’t at fault for car accidents, have rights to seek compensation in court. Since car accidents can produce long-lasting injuries and emotional trauma, civil lawsuits are sometimes necessary to cover excessive medical costs, lost wages, and pain and suffering. When insurance settlements do not provide enough compensation, it’s important to look into whether filing a civil suit is in your best interests.
Navigating the legal aspects of civil suits can be complicated. It’s prudent to consult with an experienced personal injury attorney so you can understand your rights under state law. An attorney can help you fight for bigger insurance settlements or pursue civil suits, if necessary. Working with a lawyer will also help you collect and preserve the evidence you need to receive the compensation you deserve.
Our personal injury law firm provides compassionate representation for victims in the Wilmington, North Carolina area. We represent victims of car, truck, and motorcycle accidents. If you have questions about insurance settlements or civil suits, call our practice at (910) 256-1233 to schedule a consultation with Robert Louis Armstrong.